Click here to log in as a merchant owner. If you pay off your financing within 90 days, the only added cost on top of your purchase will be a $10 processing fee. Updated Acima App Not Working Down White Screen Black Blank Screen Loading Problems 2021 If you don't pay, they can repossess the furniture or sue you for rent. What happens if you don't pay acima . Because you’re not missing any payments and you’re not just paying the minimum each month, you’re reducing your balance. The purchase fee can vary by. By law, the company has the right to take back possession of the item in question. You pay the acima cash price, which includes a markup over the original price, plus a purchase fee. Katapult offers early payoff options to keep more money in your wallet. Typically, this happens when you become 30 days late. You can explain your real or hypothetical situation and ask for a waiver for one year due to your exceptional circumstances. If you elect to pay an ...